CONDITIONAL CASH TRANSFER POLICY: AN ANTIDOTE FOR ECONOMIC DOWNTURN IN KOGI STATE, NIGERIA

This study examined the impact of the Conditional Cash Transfer (CCT) policy on poverty reduction and human capital development in Kogi State, Nigeria. As part of the National Social Safety Nets Programme (NASSP), the CCT initiative seeks to alleviate poverty and strengthen household resilience through regular cash transfers targeted at vulnerable populations. The study employed a descriptive survey research design using structured questionnaires and secondary data from official reports and development agencies. Descriptive and inferential statistical tools were utilized to analyze the data and assess the programme’s effectiveness. Findings revealed that the CCT policy has significantly contributed to poverty reduction by improving household food security, access to basic needs, and protection against inflation-induced hardship. Furthermore, the policy has enhanced human capital development by increasing school enrolment, attendance, and healthcare utilization among beneficiary households, particularly through initiatives like the Adolescent Girls’ Initiative for Learning and Empowerment (AGILE). However, the study also identified implementation challenges, including irregular payments, limited coverage, and inadequate monitoring mechanisms. The study concluded that while the CCT programme has played a critical role in reducing poverty and promoting inclusive development in Kogi State, strengthening institutional capacity, ensuring payment consistency, and expanding coverage are essential for achieving long-term social protection goals.

0 19 Dec, 2025

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